providing on-line non-downloadable software for predictive modeling that utilizes prescription drug, medical, and other data to assist long-term care insurers and payors to identify current and potential long-term claimants and to prioritize them for interventions aimed at preventing claims, delaying their need to use long-term care services, or preventing or delaying their transition to a skilled nursing facility, assisted living facility, or other facility that provides high intensity long-term care services