Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for for performing generative text AI tasks, natural language processing AI tasks to produce written advertisements, offers, coupons, vouchers, discounts, and promotional codes based on campaigns, text summaries, question-answering and natural conversational interface;; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for creating, managing, distributing, tracking, monitoring, and reporting on coupons, promotional offers, discount codes, rebates, incentives, loyalty and rewards programs, gift offers, and promotional campaigns; integrating with third-party e-commerce platforms, online marketplaces, payment systems, point-of-sale systems, and application programming interfaces (APIs);; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for researching, extracting, copying, and storing data for recommending, comparing, selecting and prioritizing the products and services of others.