Data automation and collection service using proprietary software to evaluate, analyze and collect service data; Software as a service (SAAS) services featuring software for collecting, analyzing, and organizing data in the field of commercial healthcare for the purpose of reducing healthcare costs and stimulating health insurance markets by enabling commercial purchasers to maximize net healthcare savings for employers and their covered health plan members; Providing online non-downloadable software for insurance data analysis; Providing temporary use of online non-downloadable computer software for collecting, analyzing and organizing data in the field of health insurance