Cards with integrated circuits; Magnetically encoded key cards; Electronic and magnetic ID cards for use in connection with payment for services; Magnetic coded cards for rewarding customers with points, discounts, or exclusive benefits, encouraging them to return and make additional purchases; Encoded smart cards containing programming used for rewarding customers with points, discounts, or exclusive benefits, encouraging them to return and make additional purchases; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Downloadable software for the operational management of portable magnetic and electronic cards; Magnetically encoded stored value cards; Magnetically encoded gift cards; Downloadable computer software for use as an electronic wallet; Downloadable computer software for rewarding customers with points, discounts, or exclusive benefits, encouraging them to return and make additional purchases; Downloadable computer software for making donations to charities or obtaining vouchers or discounts from retailers using loyalty points; Encoded smart cards containing programming used for making donations to charities or obtaining vouchers or discounts from retailers using loyalty points; Encoded smart cards embedded with transponders and containing programming used to reward customers with points, discounts, or exclusive benefits, encouraging them to return and make additional purchases

Organisation and conducting of product presentations; Negotiation of business contracts for others; Negotiation of commercial transactions for third parties; Promoting the goods and services of others by means of a loyalty rewards program; Business administration of consumer loyalty programs; Sales promotion for third parties; Promoting the goods and services of others by means of a loyalty rewards card scheme; Commercial business management; On-line wholesale and retail store services featuring food products, beverages, clothing, clothing accessories, fashion accessories, footwear, sporting goods, luggage, toys, furniture, jewelry, cosmetics, perfumes, hygiene products, stationery, printed matter, medical devices, pharmaceutical, veterinary and sanitary preparations, medical supplies, hardware products, gardening items, vehicles, kitchen appliances and utensils, tableware, household appliances, cleaning products, toiletries, musical instruments, works of art, audiovisual equipment; Retail on-line ordering services featuring food products, beverages, clothing, clothing accessories, fashion accessories, footwear, sporting goods, luggage, toys, furniture, jewelry, cosmetics, perfumes, hygiene products, stationery, printed matter, medical devices, pharmaceutical, veterinary and sanitary preparations, medical supplies, hardware products, gardening items, vehicles, kitchen appliances and utensils, tableware, household appliances, cleaning products, toiletries, musical instruments, works of art, audiovisual equipment also accessible by telephone, facsimile and mail order; Retail on-line ordering services featuring hi-fi equipment, televisions, music files, downloadable films, downloadable files, computer hardware, and software also accessible by telephone, facsimile and mail order; Arranging and conducting incentive reward programs to promote the sale of hi-fi equipment, televisions, music files, downloadable films, downloadable files, computer hardware, and software; Arranging and conducting incentive reward programs to promote the sale of food products, beverages, clothing, clothing accessories, fashion accessories, footwear, sporting goods, luggage, toys, furniture, jewelry, cosmetics, perfumes, hygiene products, stationery, printed matter, medical devices, pharmaceutical, veterinary and sanitary preparations, medical supplies, hardware products, gardening items, vehicles, kitchen appliances and utensils, tableware, household appliances, cleaning products, toiletries, musical instruments, works of art, audiovisual equipment; On-line wholesale and retail store services featuring hi-fi equipment, televisions, music files, downloadable films, downloadable files, computer hardware, and software

Credit and cash card payment processing services; Loyalty coupon payment processing services; Loyalty program payment processing services; Issuance of credit cards; Issuance of prepaid gift cards; Redeeming the vouchers of others for payment of goods or services; Payment processing services, namely, credit card and debit card transaction processing services; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Processing of electronic wallet payments; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing financial assistance for cashback refund payments; Financial administration of cashback refund payments; Payment verification services; Payment and funds verification services; Providing financial information; Charitable fundraising; Providing financial sponsorship of a charity event; On-line charitable fundraising; Charitable fundraising services by means of organizing and conducting special events; Philanthropy consultation relating to charitable fundraising; Provision of financial sponsorship for a charity event; Philanthropic services concerning monetary donations; Electronic payment services involving electronic processing and subsequent transmission of bill payment data

Provision of access to the internet; Providing user access to global computer networks; Providing multiple-user access to data on the Internet in the field of referral programs for membership in discount and cashback programs; Providing multiple-user access to data on the Internet in the field of online purchasing portal enabling consumers to use their loyalty points to make donations to charities or to obtain vouchers or discounts from merchants

Providing a web site featuring technology that enables users to use their loyalty points to make donations to charities or to obtain vouchers or discounts from retailers; Providing a web site featuring technology that enables users to use a means of payment designed to protect against inflation; Providing temporary use of on-line non-downloadable software for using loyalty points to make donations to charities or to obtain vouchers or discounts from retailers; Providing temporary use of on-line non-downloadable software for offering a means of payment designed to protect consumers against inflation; Providing a web site featuring technology that enables users to obtain cashback refund payment