Downloadable computer software for use in computer access control; Downloadable software development kits (SDK); Downloadable pattern recognition software for detecting questionable transactions and identity theft; Downloadable application programming interface (API) software; Downloadable mobile, desktop, cloud, stack and middleware application for indexing, searching, retrieving, securing and recalling digital content, photos, video and data; Downloadable software for use in biometric identification and to authenticate and verify the identity of users; downloadable cloud-computing middleware software for use in biometric identification to authenticate and verify the identity of users; downloadable biometric computer software, namely, software used to authenticate and verify the identity of users; downloadable software for identification, biometric identification and authentication, identity verification, authentication, and fraud prevention, including but not limited to solutions for know your customer (KYC), know your business (KYB), know your employee (KYE), and anti-money laundering (AML), reusable digital identity management, liveness detection and biometric verification, electronic signatures, government database integrations, analytics and reporting tools for identity management and malicious activity detection, workforce and employee verification systems; Downloadable software using machine learning for facial age estimation and analysis for identity verification and malicious activity detection; Downloadable computer software for managing and verifying financial transactions; Downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Downloadable pattern recognition software for detecting anomalous transactions; Downloadable application programming interface (API) software for malicious activity detection integration, namely integrating malicious activity detection and risk signals into third-party applications; Downloadable electronic publications in the nature of reports and fact sheets in the field of cybersecurity; Downloadable electronic newsletters delivered by e-mail in the field of government; Downloadable electronic data files featuring analytical reports and fact sheets on cybersecurity risk; Downloadable fact sheets in the field of cybersecurity; Downloadable mobile applications for downloading and reading electronic publications on portable electronic devices; Downloadable computer software for wireless content delivery; Downloadable electronic publications in the nature of e-books, audiobooks, educational guides, newsletters, instructional materials, and scam reference libraries in the field of digital literacy education, and behavioral strategies for recognizing, preventing, and effectively responding to online scams, malicious digital actors, cyber threats, and privacy risks; downloadable mobile and web applications for recognizing, preventing, and effectively responding to online scams, malicious digital actors, cyber threats, and privacy risks