Deposit account services; banking services, namely, establishing and maintaining for-benefit-of (FBO) deposit accounts for third parties; electronic funds transfer services; processing automated clearing house (ACH) transactions; wire transfer services; processing real-time electronic payments; payment transaction processing services; clearing and reconciling financial transactions via a global computer network; processing international electronic payments; issuing and redeeming stablecoins in permissioned and permissionless environments; stablecoin exchange services; stablecoin payment processing; stablecoin trading services; currency exchange services, namely, stablecoin conversion services; financial clearing and settlement of stablecoin transactions; providing custody of digital assets; financial clearing and settlement of cryptocurrency transactions; cryptocurrency trading services; commercial lending services; providing asset-based loans; revolving loan services; foreign exchange transaction services; issuing of debit cards; issuing of credit cards; credit card processing services, namely, credit card and debit card transaction processing services

Providing temporary use of non-downloadable software for processing electronic payments; providing temporary use of non-downloadable software for transferring electronic funds; providing temporary use of non-downloadable software for wire transfers; providing temporary use of non-downloadable software for processing automated clearing house (ACH) transactions processing; software as a service (SaaS) featuring software for stablecoin issuance, redemption, exchange, transaction authorization, clearing, settlement, and reconciliation; providing temporary use of non-downloadable software for cryptocurrency wallet services; providing temporary use of online non-downloadable software for cryptocurrency trading; software as a service (SaaS) services featuring software for use in loan origination, loan servicing, and loan management; software as a service (SaaS) services featuring software for use in opening and managing bank accounts; software as a service (SaaS) services featuring software for use in digital token and cryptocurrency management, namely, for digital token issuance, redemption, custody, conversion, and payment processing; providing temporary use of non-downloadable software for use in processing digital currency transactions; application service provider (ASP) services featuring application programming interface (API) software for payment card issuing and payment card transaction processing; application service provider (ASP) services featuring application programming interface (API) software for consumers in the field of electronic payments and financial transactions; providing of temporary use of non-downloadable software for access to protected financial and payment data; providing of temporary use of non-downloadable middleware for providing an interface between consumer and bank