Downloadable software in the nature of computer software and mobile applications for detecting, alerting, investigating, reporting, managing, and resolving fraud and risk exposure relating to credit cards, debit cards, prepaid cards, and retail payments; downloadable software in the nature of computer software and mobile applications for digital card issuance, card management, mobile wallet provisioning, and transaction controls for credit cards, debit cards, prepaid cards, and virtual cards

Administration of a customer loyalty program which provides incentive award programs for customers; providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; call center servicing in the field of credit card, debit card, and prepaid card account management and customer support

Payment processing services in the field of credit cards, debit cards, prepaid cards, checks, wire transfers, ACH, electronic funds transfers, deposits, real-time gross settlements, and payments; Loyalty program payment processing services; Merchant services, namely, payment transaction processing services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Bill payment services; Electronic funds transfer; Debt collection; Providing financial risk management and fraud mitigation services for electronic funds transfer, credit and debit card, prepaid and electronic check transactions via a global computer network; Credit risk management; Fraud reimbursement services in the field of credit card purchases

Printing and production of payment cards and account statements for others in connection with card issuing programs

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Software as a service (SAAS) services featuring APIs and cloud-based software for financial transaction processing and verification, payment processing, funds transfer, billings, collections, credit card, debit card, and prepaid card processing; Providing on-line non-downloadable software for licensed commercial card administrators, cardholders, and financial institutions for review of commercial card invoices and account information; Providing on-line non-downloadable software for licensed commercial card administrators to enable reporting, review card holder spending, and for card holders to review transactions and pay invoices online; Software as a service (SAAS) services featuring software for detecting, alerting, investigating, reporting, managing, and resolving fraud and risk exposure relating to credit cards, debit cards, prepaid cards, and retail payments