Platform as a service (PAAS) featuring computer software platforms for for allowing administrators to manage insurance plans; Software as a service featuring computer software platforms for allowing the sale of insurance products; Software as a service (SAAS) services featuring software for to track and manage payments and commissions, and to provide invoicing services; Software as a service featuring computer software platforms to assign and track leads and document and manage interactions and communications; Software as a service (SAAS) services featuring software for provide customer relationship management; Software as a service featuring computer software platforms to set-up group enrollments with rate engines, create workflow tracking and access client, agent and member status; Software as a service (SAAS) services featuring software for computer software platforms for data storage, data mining, data access and reporting, scheduling, data migration, data normalization, data transfer, data administration, and data analysis in the fields of insurance and healthcare; Software as a service featuring software for use in electronic storage of data, scheduling, use in electronic access of data, for tracking, managing, monitoring, and viewing insurance enrollments, agent performance, sales leads, chargebacks and disenrollments; Software as a service (SAAS) services featuring software for for payment processing and data reporting; Software as a service featuring software to price insurance, track and manage payments and commissions, and provide invoicing services; Software as a service featuring software to enable communications and data exchanges among insurance carriers, wholesalers, healthcare providers, field marketing organizations, and other vendors and entities.; Software development and product development in the field of developing digital software platforms for the purpose of improving business management, revenue growth, operational and administrative efficiency, costs, customer service, and compliance with regulations;