downloadable computer software for transaction authorization, credit authorization, and processing electronic payments; downloadable computer programs for credit authorization, processing financial transactions, and facilitating financial transactions by collecting, storing and transmitting data and information for use in financing of purchases; downloadable computer software for enabling users to purchase goods and services electronically; downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable authentication software for controlling access to and communications with computers and computer networks

computerized financial transaction authorization, namely, providing secure commercial transactions and payment options; computerized financial transaction authorization, namely, providing secure commercial transactions and payment options using a mobile device or debit card at a point of sale; financial services, namely, debt settlement, loan services, and payment processing services in the field of credit payments; debt settlement services; bill payment services; providing financial information; facilitating electronic processing of electronic funds transfers made via debit card, namely, verifying and processing of electronic funds transfer made via debit cards; financial and banking services, namely, processing debit card transactions; managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts

software as a service (SAAS) services featuring software for processing electronic payments, authorizing financial transactions, managing and tracking electronic payment information and facilitating e-commerce services for others, namely, for allowing users to perform electronic business transactions via a global computer network; platform as a service (PAAS) services featuring software tools for users to build customized applications for processing electronic payments, authorizing financial transactions, managing electronic payment information, facilitating electronic payments and financial transactions, and performing electronic business transactions via a global computer network; providing temporary use of on-line non-downloadable software tools for processing electronic payments; providing temporary use of on-line non-downloadable authentication software tools for controlling access to and communications with computers and computer networks; providing temporary use of online non-downloadable computer software for financial transactions, electronic payments, credit assessments, and identity and electronic signature verification; providing temporary use of online non-downloadable software for facilitating electronic funds transfers and payments made via debit card; design, development and implementation of software; providing temporary use of online non-downloadable computer software for tracking and analyzing payment activity; providing temporary use of online non-downloadable software used for point of sale transactions; Application service provider featuring application programming interfaces (APIs) software that allows third parties to integrate transaction authorization, credit authorization, electronic payment processing, and financing of purchases into their banking applications, banking platforms, and debit cards; providing temporary use of online non-downloadable software for fraud detection, fraud prevention, and fraud analytics