Providing temporary use of online non-downloadable software for organizing and analyzing financial data and generating educational information relating to tax debt resolution, tax liabilities, and federal tax collection and tax debt relief programs including installment agreements and offers in compromise; providing temporary use of online non-downloadable software for assisting users in preparing financial disclosures for submission to government agencies; providing temporary use of online non-downloadable software for providing online referrals in the field of tax preparation and tax debt resolution; none of the foregoing constituting legal advice or tax return preparation services