Developing computer software; Computer software development; Software development in the framework of software publishing; Software writing services; Software design and development; Computer software design services; Software as a service (SAAS) services in the nature of hosting cloud-based software of others; Software as a service (SAAS) services featuring artificial intelligence (AI) software for generating business analysis reports; Software as a service (SAAS) services featuring artificial intelligence software for analyzing data and calculating insurer ratings; Software as a service (SAAS) services, namely, hosting software for use by others for building software systems; Software as a service (SAAS) services, namely, hosting software for use by others for hosting software systems