Downloadable software in the nature of a mobile application for managing personal finances, tracking income and spending, providing credit monitoring, offering budgeting tools, and facilitating access to financial wellness programs and educational content; Downloadable software in the nature of a mobile application for short-term, cash advances, on demand wage or other income advances, expedited no fee or low fee short term cash advances, all based on recurring deposits of paychecks or income not yet received and algorithmic predictions; Downloadable computer application software for mobile phones, namely, software for providing automated and customized personal financial management via a downloadable application on mobile devices, namely, customized management of personal financial accounts, monitoring of transactions and account balances, monitoring of future transactions based on algorithmic prediction, paycheck advances presentment and payment services; Downloadable software in the nature of a mobile application for banking services; Downloadable software in the nature of a mobile application for monitoring consumer credit and providing an alert as to any changes therein; Downloadable software in the nature of a mobile application for providing consumer lending services and insurance services; Downloadable software in the nature of a mobile application for providing financial wellness education services; Downloadable computer software for enabling employees to access and transfer earned income on demand; Downloadable software in the nature of a mobile application for enabling employees to access and transfer earned income on demand

Financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; Financial administration and management services for the management of credit and debit cards, loans and financial accounts; Providing electronic processing of requests and execution of funds transfers via a global computer network; Financial counseling services, namely, helping others build a better working relationship with their money, develop useful financial habits, and learn saving strategies through the use of self-paced learning and one on one coaching sessions; Consumer lending services; Financial information for consumers; Financial services, namely, money lending; Loan financing; Online banking services; Financial analysis and research services; On-line financial planning services for consumers; Providing personal loans and lines of credit; Providing financial assistance for rent and utilities, food, travel, prescription cost and other necessities of life; Financial transaction services, namely, budget planning in the nature of income and expense transaction tracking or forecasting, consumer checking of savings accounts, prepaid debit cards and credit cards; Cash advance services; Microfinance lending services; Consumer financial services in the nature of providing access to earned wages or other income through short term, cash advances or loans; Financial management services, namely, tracking of spending and providing weekly spending reports; Financial and insurance calculator services; Credit services, namely, providing credit management services; Providing an online marketplace for financial services; Providing information in the fields of consumer finance, banking, small business finance and alternative finance; Interactive financial wellness; Providing financial data analysis for purposes of providing recommendations on financial services and products

Providing temporary use of non-downloadable software for managing personal finances, tracking income and spending, providing credit monitoring, offering budgeting tools, and facilitating access to financial wellness programs and educational content; Providing temporary use of online non-downloadable software for enabling employees to access and transfer earned income on demand; Software as a service (SaaS) services for short-term, cash advances, on demand wage or other income advances, expedited no fee or low fee short term cash advances, all based on recurring deposits of paychecks or income not yet received and algorithmic predictions; Software as a service (SaaS) services for banking services; Software as a service (SaaS) services for monitoring consumer credit and providing an alert as to any changes therein; Software as a service (SaaS) services providing consumer lending services