Software as a service (SAAS) services featuring artificial intelligence software for analyzing data and calculating insurer ratings; Providing on-line non-downloadable software using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing a website featuring non-downloadable software using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing online non-downloadable software for insurance data analysis; Electronic monitoring and reporting of construction site and real-property damage, delivering real-time recommendations to reduce risks and improve insurance risk profiles using computers or sensors; Providing temporary use of non-downloadable cloud-based software for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Electronic monitoring of construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles using computers and sensors; Providing temporary use of non-downloadable cloud-based software for monitoring of construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing subscription-based temporary use of non-downloadable cloud-based software for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing online non-downloadable software for developing benchmarking standards of construction sites that helps insurance carriers assess risk, and RE owners improve insurability and asset value; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing a website featuring non-downloadable software using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing on-line non-downloadable software using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence (AI) for monitoring construction sites and real-property, delivering real-time recommendations to reduce risks and improve insurance risk profiles; Providing subscription-based temporary use of non-downloadable cloud-based software for identifying, predicting, and preventing construction site damage, and for delivering real-time recommendations to reduce risks and improve insurance risk profiles; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for for remotely monitoring construction sites and real-property using computers or sensors