Bill payment services; Payment verification services; Payment and funds verification services; Merchant services, namely, payment transaction processing services; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing an internet website portal in the field of financial transaction and payment processing services

Providing temporary use of on-line non-downloadable software for featuring e-commerce software for use as a payment gateway that authorizes processing of ACH, demand drafts, or direct payments for merchants; Providing temporary use of on-line non-downloadable software for conducting balance checks and enabling users to make payments to vendors; Provision of temporary use of online non-downloadable computer programs for processing electronic payments; Providing an online non-downloadable Internet-based system application featuring technology enabling users to to draft funds directly from a consumer bank account