Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) and machine learning for business analysis, business data analysis, business planning, business forecasting, business management, and business decision-making, decision implementation, decision automation, and decision optimization; platform as a service (PAAS) services featuring computer software platforms using artificial intelligence (AI) and machine learning for business analysis, business data analysis, business planning, business forecasting, business management, and business decision-making, decision implementation, decision automation, and decision optimization; technology consultation in the field of artificial intelligence and machine learning; research in the field of artificial intelligence and machine learning technology; software as a service (SAAS) services featuring software using artificial intelligence (AI) and machine learning for business analysis, business data analysis, business planning, business forecasting, business management, and business decision-making, decision implementation, decision automation, and decision optimization