Providing on-line non-downloadable computer applications and platforms to facilitate the use of blockchain or distributed ledgers to execute, read, and record financial transactions, information storage, and data collection in connection with a decentralized blockchain contracts platform; Providing on-line non-downloadable computer software development tools for the creation of blockchain applications; Software as a service (SAAS) services featuring software for providing a secondary protocol or framework built on top of an existing blockchain network for enhancing the scalability, speed, and efficiency of the underlying blockchain network, namely, a layer two blockchain infrastructure; Application service provider (ASP), namely, hosting computer application software for the purpose of providing a layer two blockchain infrastructure, namely, layer two blockchain validation, layer two blockchain node hosting, and compute workloads