Payment processing services, namely, credit card, debit card, and ACH (automated clearing house) payment transaction processing services; electronic payment services involving electronic processing and transmission of payment data; financial transaction services, namely, providing secure commercial transactions and payment options; merchant services, namely, payment transaction authorization and settlement services; providing an online, non-downloadable software platform for merchants to accept, authorize, manage, and reconcile electronic payments; none of the foregoing involving stablecoins, cryptocurrency transactions, blockchain-based payment processing, or digital asset financial services