Providing temporary use of on-line non-downloadable software for machine learning for data processing, natural language processing, predictive analytics, algorithm development, financial trading, social networking, and general business applications; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for machine learning for data processing, natural language processing, predictive analytics, algorithm development, financial trading, social networking, and general business applications; Platform as a service (PAAS) featuring computer software platforms for artificial intelligence, machine learning, and automation in the fields of finance, business management, and communication