Providing temporary use of on-line non-downloadable software and applications for analysis of insurance and contract data; Providing temporary use of on-line non-downloadable software and applications for analysis of contracts, documents, and data; Software as a service (SAAS) services featuring software for the collection, editing, monitoring, managing, organizing, modifying, bookmarking, aggregating, analyzing, reporting, transmission, storage and sharing of data, documents, and information; Software as a service (SAAS) services featuring software for the collection, monitoring, managing, organizing, modifying, bookmarking, aggregating, assessing, reporting, transmission, tracking, storage and sharing of data, documents, and information in the nature of contracts, insurance policies, insurance claims, and contract and insurance compliance requirements, risks, costs, and coverage; Software as a service (SAAS) services featuring software for facilitating electronic communications between parties provided via the Internet and other communication channels for the purpose of discussing and sharing insurance and insurance compliance data, documents, and information; Software as a service (SAAS) services featuring software for facilitating electronic communications between parties provided via the Internet and other communication channels for the purpose of discussing and sharing data, documents, and information; Software as a service (SAAS) services featuring software for insurance risk assessment, analysis, and compliance; Software as a service (SAAS) services featuring software for insurance lead collection and matching services for commercial insurance