Magnetically encoded debit cards and credit cards; Recorded and downloadable computer programs for use as a digital wallet, for accessing, monitoring and managing checking accounts, credit card accounts and savings accounts, for paying bills, for making electronic fund transfers, for conducting financial transactions, for transferring money, for managing finances, for communicating with other users, for searching for, identifying, obtaining, managing and redeeming loyalty reward and discount offers and for accessing resources in the fields of building credit and wealth management.; Downloadable virtual assistant software using artificial intelligence (AI) for personalized financial advice.

Issuance of credit cards; Provision and financial administration of a debit card savings program; Credit and cash card payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Issuing of debit cards; Payment processing services, namely, credit card and debit card transaction processing services; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Processing of contactless credit and debit card payments; Charge card and credit card payment processing services; Issuing credit cards; Financial services, namely, money lending; Financial services, namely, loan default mitigation services; Financial counseling services, namely, helping others build a better working relationship with their money; Financial services, namely, savings programs for youths; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, credit repair and restoration; Financial services, namely, wealth management services; Financial services, namely, microfinance lending services; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing financial services with respect to securities and other financial instruments and products, namely, trading of and investments in securities and financial instruments and products for others; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Electronic debit card transaction processing; Processing of debit card payments; Debit card transaction processing services; Credit card payment processing services; Processing of credit card payments; Online banking services; Providing cash and other rebates for credit card use as part of a customer loyalty program; Savings account services; Banking services; Internet banking services; Financial consultation in the field of building credit and wealth management; Financial advisory and consultancy services, namely, providing personalized insights, strategies, and recommendations through a mobile application; Debit account services featuring a debit card with line of credit services; Financial advisory services rendered using artificial intelligence (AI)

Providing temporary use of non-downloadable computer programs for use as a digital wallet, for accessing, monitoring and managing checking accounts, credit card accounts and savings accounts, for paying bills, for making electronic fund transfers, for conducting financial transactions, for transferring money, for managing finances, for communicating with other users, for searching, identifying and redeeming loyalty reward offers, for searching for, identifying, obtaining, managing and redeeming loyalty reward and discount offers and for accessing resources in the fields of building credit and wealth management.; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for personalized financial advice.