Processing of credit card payments via near field communication (NFC) technology-enabled devices; Electronic credit card transaction processing; Issuance of credit cards; Electronic funds transfer services; Electronic transfer of virtual currencies; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Payment processing services, namely, credit card and debit card transaction processing services; Providing rebates at participating establishments of others through use of a membership card; Consumer lending services; Issuing pre-paid vouchers exchangeable for goods or services; Bill payment services provided via an electronic wallet