Insurance underwriting, brokerage, and administration services

SaaS services for commercial driver, independent contractor and company onboarding, namely, a platform for, as applicable, completing a driver application, submitting the results of a driver drug screen, background check and a search of the CSA Clearinghouse systems including DOT complete Driver qualification files, submitting company details, company’s driver details, company’s corporate status, authorizations and permits, company insurance verification, and W9 collection; SaaS services for combining telematics, mobile phone and digital camera information including information on drivers, routes, origins, collision detection, and destinations and combining that information with information on claims and loss payments to predict the total cost of risk per mile and allowing the modification of route, load, and driver behavior to align training and route systems to reduce total cost of risk per mile; SaaS services for combining telematics, mobile phone and digital camera information including information on drivers, routes, origins, collision detection, and destinations and combining that information with information on applicable contract terms and requirements, employment terms and requirements, and federal and State requirements to monitor ongoing compliance with such terms and requirements; SaaS services for obtaining consent from commercial drivers and independent contractors to collect and use the foregoing information for the foregoing purposes; SaaS services for allowing drivers and companies to monitor payment for services and authorize deductions for insurance premiums and other costs