Computer programs for facilitating payment transactions by electronic means; magnetically encoded cards; chip cards; encoded cards, magnetic cards and smart cards [integrated circuit cards]; Computer and application software; Computer and application software for e-commerce platforms that accommodate multiple types of payment in an integrated mobile device, computer and web based environment, including for buying, redeeming, selling, storing and transferring electronic stored-value, debit and credit cards; Computer and application software for digital wallets, including for storing information and credentials to access stored-value, debit and credit cards and to obtain loyalty or monetary rewards; Computer and application software for secure data storage, encryption, retrieval and transmission of information and credentials; Computer and application software for analysing the use of stored-value, debit and credit cards; Payment cards in electronic form (downloadable)

Business management; organization, operation and supervision of loyalty and incentive schemes; advertising; sales promotion; marketing and promotional services; business administration services; data collection; commercial consultancy; commercial information; financial marketing; Advertising and promoting the goods and services of others; Business management or administration services for providing distribution channels for stored-value, debit and credit cards and virtual currencies; Providing a marketplace for stored-value, debit and credit cards and virtual currencies via a website; Business administration services relating to stored-value, debit and credit cards and virtual currencies; Business information services in the nature of monitoring, analysing, forecasting and reporting of cardholder purchasing behaviour; Administration and organisation of customer loyalty and reward programmes; Compiling, maintaining, managing and updating information in computer databases

Financial services; banking services; debit card services; charge card services; prepaid card services; payment verification services; currency exchange services; online banking; providing financial information by electronic means; monetary services; credit card services; payment processing; credit and loan services; Financial services relating to buying, exchanging, redeeming, selling and transferring electronic stored-value, debit and credit cards and virtual currencies; Financial services relating to transactions rendered via a digital wallet that stores information to access stored-value, debit and credit cards and virtual currencies, and to obtain loyalty or monetary rewards; Payment processing services relating to buying, exchanging, redeeming, selling and transferring stored-value, debit and credit cards and virtual currencies; Electronic payment services; Issuing stored-value, debit and credit cards in relation to customer loyalty and rewards programmes and schemes

Providing temporary use of non-downloadable computer software for financial purposes; Computer software design, development, installation, maintenance, updating and upgrading services; Hosting of software as a service (SaaS); Provision of online non-downloadable software (application service provider); Online provision of web-based software (non-downloadable); Online provision of web-based applications (non-downloadable); Back up of information and data; Data recovery services