Providing secure financial transactions and payment options; Clearing and reconciling financial transactions via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Extended warranty services, namely, service contracts; Providing personal loans and lines of credit; Trade credit services, namely, financing services and lines of credit for business customers