Providing information and guidance on personal finances; providing student loan information; providing information on student loan repayment strategy; student loan services; student loan refinancing; providing information on loan planning, management, financing, repayment; student loan services, namely, sending reminders regarding debt payment deadlines; financial services, namely, provision and financial administration of a program that allows employers and employees to sign up for and contribute to savings accounts and investment plans; payment processing services, in the fields of reward programs, loans payments, retirement plan contributions

Providing temporary use of online non-downloadable chatbot software for providing financial guidance; providing temporary use of online non-downloadable software for facilitating loan planning, management, financing, and repayment; providing temporary use of online non-downloadable software for assessing and tracking financial wellness of individuals; software as a service (SAAS) services featuring software for managing student loans; application service provider featuring application programming interface (API) software