Data management service for use in reporting debt collection accounts to a collection agency; Data management services for use in debt collection, namely, electronic data collection and on-line claims management; Business management in the field of debt collection

Debt collection; Financial administration of debt claims; Debt recovery services

Telecommunication services, namely, transmission of voice, data, graphics, images, audio and video by means of telecommunications networks, wireless communication networks, and the Internet; Electronic transmission of messages and data

Providing temporary use of on-line non-downloadable software and applications for use through a website to subscribers for the uploading, tracking, recovery and reporting of debts and for creating reports on this data; Software as a service (SAAS) services featuring software for assisting others with automating and managing accounts receivable and debt collection processes, namely, uploading delinquent accounts, generating and delivering electronic payment requests, monitoring real-time payment status, and enabling direct debtor engagement