Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Cloud computing featuring software for use in enterprise content management, enterprise content integration and business records management; Software as a service (SAAS) services featuring software for use in providing customers and suppliers with access to a website portal to access content for enterprise resource planning (ERP); Application service provider (ASP) featuring software for use in managing electronic data storage for archiving business, corporate, and personal records and documents and in enterprise content management, enterprise content integration and business records management, merchants to manage and track customer payments, track staff performance, and create promotional campaigns; Providing on-line non-downloadable software for accessing, browsing and searching online databases, scheduling appointments, reminders, and events on an electronic calendar; assist in making reservations at hotels and restaurants; Providing temporary use of online, non-downloadable enterprise software for customer relationship management, inventory management and supply chain management