Software as a service (SAAS) services featuring software using artificial intelligence (AI) for searching, analyzing, forecasting, integrating, managing, visualizing, and reporting financial and business data sets through a natural-language, chat-based user interface; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for automatically generating descriptive, diagnostic, predictive, and prescriptive financial analytics, business intelligence, financial intelligence, and decision intelligence dashboards based on user-provided data sets and natural-language queries; Providing temporary use of online non-downloadable chatbot software using artificial intelligence (AI) enabling users to query financial and business data sets using natural language, and delivering actionable insights, interactive visualizations, and automated financial dashboards directly within the chatbot interface; Providing temporary use of online non-downloadable chatbot software using artificial intelligence (AI) for performing descriptive analytics (what has happened), diagnostic analytics (why it happened), predictive analytics (forecasting future outcomes), and prescriptive analytics (recommended actions) on financial and business data sets; none of the aforementioned services related to music, podcasts, or entertainment.