Insurance agency and brokerage services in the field of property and casualty insurance, including builders’ risk, contractors’ equipment, commercial auto, for heavy equipment owners, dealers, and contractors; insurance underwriting services for all of the foregoing; insurance administration services, namely, providing insurance policy and claims management for commercial equipment owners and contractors; reinsurance services, namely, providing captive insurance programs for equipment dealers and their customers; financial risk management consultation services for heavy equipment owners, dealers, and contractors; providing extended warranty and loss damage waiver services for industrial and heavy equipment.