Electronic banking via a global computer network; Online banking services; Providing electronic processing of electronic funds transfer, electronic check and electronic payments; Financial consulting services in the fields of banking and financial services and online banking; Providing information in the fields of banking and financial services; Administering electronic disbursement of funds for others, including financial aid, financial aid and other loan refunds, and credit balances

Software as a Service (SAAS) services featuring software that allows users to perform electronic banking and financial exchange transactions via a global computer network; Cloud computing and integrated software services in the field of financial technology, namely, providing temporary use of online, non-downloadable, cloud computing software for loan management and loan disbursement services; Software as a service (SAAS) services featuring software for identity verification to prevent fraudulent attacks on financial information