Financial planning; On-line financial planning services; Financial planning consultation; Financial planning for retirement; Financial planning and investment advisory services; Providing information in the field of financial planning; Estate planning; Providing information in the field of estate planning; Providing on-line information in the field of charitable monetary giving through financial and estate planning; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Financial planning services, namely, developing and managing charitable giving programs on behalf of wealthy individuals or families; Financial consulting services in the field of planned giving for non-profit and charitable organizations; Administration of employee benefit plans concerning insurance and finance; Financial consultancy services in the area of healthcare; Providing counseling and consulting in the field of healthcare insurance benefits