Software as a service (SAAS) services featuring software for connecting investment vehicle information, bank accounts, and stock indexes to a downloadable mobile application as well as a physical object in the shape of a piggybank containing a display screen; Platform as a service (PAAS) featuring computer software platforms for connecting investment vehicle information, bank accounts, and stock indexes to a downloadable mobile application as well as a physical object in the shape of a piggybank containing a display screen; Application service provider featuring application programming interface (API) software for connecting investment vehicle information, bank accounts, and stock indexes to a downloadable mobile application as well as a physical object in the shape of a piggybank containing a display screen; Providing temporary use of non-downloadable cloud-based software for connecting, operating, and managing networked mobile applications and physical objects in the shape of a piggybank containing a display screen in the internet of things (IoT)