Web-based computer software platform incorporating curated data streams and user provided input variables for modeling time series data; application service provider featuring application programming interface (API) software for providing access to pre-trained time series models for zero-shot prediction and adaptive trend analysis based on historical and real-time data inputs; providing online non-downloadable software for enabling businesses to integrate and manage various data sources, including Google Sheets, CSV/Excel files, and enterprise databases, for time series prediction and analysis; providing online non-downloadable software for data visualization, namely, software for generating insights from predictive models, featuring charts, maps, and color-coded representations; Software as a Service (SaaS) services featuring a web-based platform incorporating user provided input variables and curated data streams for modeling time series data, evaluating the importance of various external factors to a user’s business and guiding the user in making business management and planning decisions; Software as a Service (SaaS) services, namely, hosting software featuring a pre-trained time series transformer for zero-shot learning and multi-modal data analysis; Software as a Service (SaaS) services featuring software using artificial intelligence (AI) models for analyzing and deriving insights from numerical, time-stamped text and image data; Software as a Service (SaaS) services featuring a web-based platform using tools powered by artificial intelligence (AI) to assist businesses with inventory control, workforce management, and other operational decisions using probabilistic modeling and trend analysis.