Downloadable computer software for trading, holding, transferring, converting, and accessing digital currency and cryptocurrency accounts; downloadable computer software and computer hardware for use as a cryptocurrency wallet; downloadable computer software for use in managing digital currency payment and exchange transactions; downloadable software for the purchase, sale, trade, payment, clearing and deposit of tokens of value; downloadable computer software for the issuance of tokens; downloadable computer software for use in electronically trading, storing, sending, receiving, accepting, and transmitting digital currency and cryptocurrency; downloadable computer software for conducting, initiating, accepting, managing, executing, and monitoring financial transactions; downloadable computer software to enable peer to peer payments using digital currency and digital tokens; downloadable computer software to enable peer-to-peer communication; downloadable computer software platforms for financial exchange and holding of virtual currency and currency exchange; downloadable software for financial exchange and holding of currency; downloadable currency exchange software; downloadable currency trading software