Electronic transfer of money for others; providing electronic processing of electronic funds transfer, Automated Clearing House (ACH), credit card, debit card, electronic check, and electronic, mobile, and online payments; financial and banking services, namely, debit card transaction processing services, Automated Clearing House (ACH) transaction processing, providing virtual tokens of value exchange transaction services for transferable electronic cash equivalent units having a specified cash value; providing virtual tokens of value exchange transaction services between end customers and third party content providers for transferable electronic cash equivalent units having a specified cash value to provide customers with single use access to content from the third party content creator behind a subscription paywall

Software as a Service (SaaS), namely, providing temporary use of online, non-downloadable software for enabling the electronic transfer of money between the user and online subscription services, including via one-time use virtual tokens of value granting the customer access to individual items of online content in lieu of a full subscription to the provider; providing temporary use of online, non-downloadable software for enabling processing of electronic funds transfers and payments made via Automated Clearing House (ACH), credit card, debit card, electronic check, and electronic, mobile, and online payments; providing temporary use of online non-downloadable computer software for authenticating virtual tokens; providing temporary use of online non-downloadable computer software for providing single use access to content behind a subscription paywall