Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card, debit card, ACH, Bitcoin, and QR code payment processing; Financial transaction services for businesses, including check guarantee, high-risk payment processing, and integration with point-of-sale (POS) systems, payment gateways, and fraud mitigation tools; Providing cash discount programs and multi-payment method acceptance services for businesses; Merchant banking services; Banking as a Service (BaaS), namely, providing lines of credit, bridge loans, merchant cash advances, asset-based loans, and buy now pay later (bnpl) financial services; Financial consultancy related to managing payment processing fees, protecting profit margins, and optimizing financial transactions for businesses; all of the foregoing not including business data analysis services

Providing online non-downloadable software for enabling and managing payment processing, including integration with point-of-sale (POS) systems, payment gateways, and fraud mitigation tools; Software as a service (SaaS) featuring software for e-commerce solutions, including online payment gateways, virtual terminals, and digital shopping carts; Providing temporary use of non-downloadable software for customer loyalty programs and secure transaction management; Technological consulting in the field of electronic payments, e-commerce integrations, online financial transactions, and implementation of cash discount and dual pricing programs to optimize merchant transaction fees; all of the foregoing not including business data analysis services