Downloadable mobile and computer applications, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable mobile and computer applications for managing and verifying financial transactions; Downloadable mobile and computer communications applications to allow customers to access bank account information and transact bank business; Downloadable application for tracking deposits, expenditures, investments, and transfers and transferring funds between accounts; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software for managing and verifying financial transactions; Downloadable computer communications software to allow customers to access bank account information and transact bank business; Downloadable software for tracking deposits, expenditures, investments, and transfers and transferring funds between accounts; Providing temporary use of online, non-downloadable software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing temporary use of non-downloadable cloud-based software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing a website featuring on-line non-downloadable software that enables users to manage and verify financial transactions, access bank account information, transact bank business, track deposits, expenditures, investments, and transfers, and transfer funds between accounts; Providing on-line non-downloadable software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing a website featuring non-downloadable software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing temporary use of on-line non-downloadable cloud computing software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing a website featuring resources, namely, non-downloadable software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing online non-downloadable computer software platforms for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts; Providing a web site featuring temporary use of non-downloadable software for managing and verifying financial transactions, accessing bank account information, transacting bank business, tracking deposits, expenditures, investments, and transfers, and transferring funds between accounts