Online non-downloadable platform for use with financial planning and budgeting, financial life-cycle, financial management, financial operations, financial governance, internal controls, document management, debt management, policies and procedures, business rules, cybersecurity and data protection, vendor and supplier due diligence, change management, process improvement, financial reporting, cash flow management, risk management, compliance, financial analysis, cost management, investment and asset management, auditing, venture capital, training and development, business continuity planning, project management, financial preservation, financial sustainability, wealth management, visualization, and tax planning and return preparation