Financial services in the nature of credit modeling, namely, the evaluation of financial information, credit, bank account, and other data as credit risk predictors; Credit scoring and analytical services, namely, evaluation of credit, bank account, and other data as credit risk predictors, all for purposes of evaluating credit worthiness; Collecting traditional and non-traditional consumer credit, credit score, consumer loan accounts data, and bank account data, and evaluation and comparison of available consumer loans and consumer credit; Consumer credit reporting services; Direct to consumer financial information provided by electronic means

Software as a service (SAAS) for assessing credit, bank account, and other data as credit risk predictors, all for purposes of evaluating credit worthiness consumer loan and credit services