Downloadable computer application software for mobile phones, namely, software for scanning and encoding information in financial transactions; Downloadable computer application software for mobile phones, namely, software for enabling the electronic transfer of money between users; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer programs for connecting computer transaction networks; Downloadable computer programs for scanning and encoding information in financial transactions; Downloadable computer software and firmware for authenticating user identification and transaction authorization; Downloadable computer software applications for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable integrated suite of global tax management software; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Downloadable tax management data collection software; Electronic and magnetic ID cards for use in connection with payment for services; Magnetically encoded charge cards; Magnetically encoded credit cards; Magnetically encoded debit cards

Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Electronic transfers of money; Financial administration of credit card accounts; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial information and advisory services; Financial research and information services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial transaction services, namely, providing secure commercial transactions and payment options; Issuing stored value cards; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Payroll tax debiting services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing personal loans and lines of credit

Electronic transmission for others of securities and financial information via computer linking services, namely, communicating and routing trade information involving orders, entry and execution services, to others via a global computer network; Electronic transmission of data and documents via computer terminals and electronic devices; Electronic transmission of e-mail for secure financial transactions; Information transmission via electronic communications networks; Instant messaging services; Providing electronic transmission of contactless payment data via the internet; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Providing multiple-user access to a global computer information network; Telecommunication services, namely, transmission of voice, data, graphics, images, audio and video by means of telecommunications networks, wireless communication networks, and the Internet; Transmission of electronic mail; Wireless electronic transmission of financial information for others via computer linking services, namely, communicating financial information to others via a global computer network