Downloadable computer software for commercial banks and merchants to track and manage financial transactions, liquidity, and account balancers; downloadable computer software for allowing users to perform electronic business transactions via a global computer network; downloadable software for identifying, classifying, evaluating, and reviewing potentially fraudulent transactions; downloadable software for managing bookkeeping, invoicing, accounting and payroll tasks; downloadable computer software for authentication of electronic funds transfer, credit and debit card and electronic check transactions

Money transfers; electronic transfer of money; merchant services, namely, payment transaction processing services; payment and funds verification services; credit card verification; currency transfer services; financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems; electronic funds transfer; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing an on-line computer database in the field of financial transactions; financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; financial information and evaluations; financial transaction services, namely, providing secure commercial transactions and payment options; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; financial information processing; debt management services; financial advisory and consultancy services

Application service provider featuring application programming interface (API) software for displaying and analyzing banking and credit card data; providing temporary use of non-downloadable computer software for commercial banks and merchants to track and manage financial transactions, liquidity, and account balancers; providing temporary use of non-downloadable computer software for allowing users to perform electronic business transactions via a global computer network; electronic data storage; providing temporary use of on-line non-downloadable software for identifying, classifying, evaluating, and reviewing potentially fraudulent transactions; application service provider featuring application programming interface (API) software for enabling software integration; application service provider featuring application programming interface (API) software for integrating business, transactional, financial, and analytics information and functionality into other software and platforms; providing an on-line searchable database and on-line electronic data sets in the field of fraud prevention for identity verification and financial transaction authentication; management of electronic payments; providing temporary use of non-downloadable software for managing bookkeeping, invoicing, accounting and payroll tasks; providing temporary use of non-downloadable computer software for authentication of electronic funds transfer, credit and debit card and electronic check transactions; electronic monitoring of credit card and banking activity to detect fraud via the internet; software as a service (SAAS) services featuring software for displaying and analyzing financial data