Providing on-line non-downloadable computer software for use in database management and account management by automotive dealers, finance and insurance providers; Dealer Management System (DMS) for use by automotive dealers, finance and insurance companies; Software as a service (SAAS) services featuring software for the automotive industry for automotive data analysis, displaying statistics, and providing business information; Software as a service (SAAS) featuring software for providing automotive dealers with an on-line presentation and business contracting solution for finance and insurance product sales