Cloud computing and online non-downloadable software services for automotive dealers featuring software to facilitate menu-based selling, software to create sales and financial reports, software to create remittance summaries, software to create legal waivers, and software to create contracts relating to automotive insurance and automotive financing; Computer programming services namely, including integrating software programs, for use in the automotive industry, that create reports and contracts, with each other and with other software containing databases of information such that the reports and contracts can be more easily to populated; Computer services, namely, integrating the above-mentioned software with the dealers' dealer management software; Providing temporary use of non-downloadable online computer software for accessing a database of automotive industry market information to allow automotive dealers to generate various payment plan options to assist customers in choosing between vehicle purchase and lease plans; Providing non-downloadable computer software for the management and electronic delivery of insurance documents and insurance claims information; Providing online non-downloadable computer software for processing insurance payments, claims and policies