Resold closed loop electronic gift card services, namely, loading and top-up services for replenishing or adding funds to gift cards; mobile airtime, data and SMS resold telecommunications services, namely, prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; provision of an electronic mobile telephone top-up services for replenishing phone credit, namely, prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; electronic closed loop agent bill payment services, namely, loading and top-up services for payee utility services, transit and fare payment cards and reloads, and other utility services