Banking, payments, and lending; financial risk management; financial risk management consultation; providing electronic processing of electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments

Providing online, nondownloadable application programming interface (API) software and SaaS (Software as a Service) for purposes of the purposes of enabling, improving and monitoring regulatory compliance and financial risk management; Providing online, nondownloadable application programming interface (API) software and SaaS (Software as a Service) for use in detecting, preventing, combating and defending against financial fraud; Providing online, nondownloadable application programming interface (API) software and SaaS (Software as a Service) for processing financial transactions, namely, electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments; Providing online, nondownloadable application programming interface (API) software and SaaS (Software as a Service) for monitoring financial transactions, namely, electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments in order to detect and prevent illicit activity and to reduce monetary losses and maintain regulatory and legal compliance; for extension of credit to businesses, corporations, and consumers, including associated underwriting, funding, capital management, portfolio monitoring and reporting, and product distribution