downloadable computer software for use as a digital wallet; downloadable computer software to provide electronic alerts that alert credit and debit card users when transactions occur; downloadable and recorded computer software for processing electronic payments and for transferring funds to and from others; downloadable computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable computer software for issuing receipts regarding mobile payment transactions downloadable mobile application software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; downloadable computer software for making reservations and bookings for transportation, for temporary lodging, and for restaurants and meals

administration of a discount program for enabling participants to obtain discounts on the cost of services or receive improved services through use of a membership card; providing rebates at participating establishments of others through use of a membership card; promoting the goods and services of others by means of a point accumulation program; providing incentive award programs for customers through issuance and processing of loyalty points promoting the goods and services of others by means of the issuance of loyalty rewards

financial exchange of virtual currency; electronic transfer of virtual currencies; providing electronic processing of credit card transactions and electronic payments via a global computer network; electronic debit and credit card transaction processing; issuing of credit and debit cards; currency exchange services; electronic transfer of money for others; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; credit card transaction processing services; credit services, namely, providing revolving credit account services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others

providing temporary use of on-line non-downloadable computer software for use as a digital wallet; providing temporary use of on-line non-downloadable software to provide electronic alerts that alert credit and debit card users when transactions occur; providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; roviding temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing temporary use of online non-downloadable software for making reservations and bookings for transportation, for temporary lodging, and for restaurants and meals