Providing temporary use of nondownloadable software that utilizes artificial intelligence (AI), machine learning, and deep learning for use in personal financial management and financial analysis; Providing temporary use of nondownloadable software that utilizes artificial intelligence (AI), machine learning, and deep learning for use in financial planning, financial management, bill tracking and management, expense tracking and management, cash flow management, budget analysis and management, forecasting and analyzing financial information and financial data; Providing temporary use of nondownloadable software that utilizes artificial intelligence (AI), machine learning, and deep learning for use in facilitating, accessing and arranging consumer and bank loans, budgeting tools and financial management tools