Providing group benefits and employee benefit services; Providing insurance, financial and investment services, namely, group and individual life, disability, accident, critical care, pet, vision, hospital indemnity, and dental insurance underwriting services; retirement planning services, namely, financial planning for retirement; retirement investment fund management; actuarial services; insurance administration; financial analysis and consultation; financial asset management; annuity underwriting and administration; insurance and securities brokerage; administration of employee benefit plans concerning insurance and finance; fiduciary representative services; electronic funds transfers; investment advice; investment management; money management; investment fund management; retirement investment management; providing information in the fields of insurance, financial, and investment services via a global computer network; managing, advising on and administering a network of financial, insurance, investment, retirement and annuity advisors and agents; crowd-funded platform/account services to purchase benefits, insurance and wellness-type services, from a marketplace of service providers