Insurance administration, agency, brokerage services, claims processing, and claims administration; insurance services, namely, writing property and casualty insurance and underwriting, issuance, development, management, and administration of captive insurance; administration of employee benefit plans; risk management consultation; financial guarantee and surety; surety services; insurance consultancy services, namely, providing advice to help clients avoid, reduce, or transfer risk through the use of insurance; financial consulting, namely, providing consulting services for the allocation of financial resources used in the insurance industry; providing financial analysis and consultation, namely, financial benchmarking; providing consulting services for the allocation of financial resources used in the health care industry; insurance claims administration services in the field of auto, general liability, and workers compensation; insurance risk management consulting services in the field of auto, general liability, and workers compensation; insurance consultancy services, namely, providing advice to help clients avoid, reduce, or transfer risk; insurance consultancy services, namely, providing advice relating to administration and management of health care plan options and programs concerning mental health and wellness for first responders; providing consulting services for the allocation of financial resources used in the health care industry; incubation services, namely, providing financing to emerging and start-up companies in the insurance industry; insurance consultation relating to the creation and management of captive insurance companies; captive insurance assessment, formation, and management services; providing captive insurance programs; charitable foundation services, namely, providing fundraising activities, supplemental funding, capital improvement funding, scholarships and financial assistance for programs and services of others; philanthropic services concerning monetary donations