Annuity services, namely, account and investment administration and the investment and distribution of annuity funds; Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Banking services; Check cashing; Cheque verification; Credit card authorization services; Credit card payment processing services; Energy brokerage services; Financial advice; Financial advisory and consultancy services; Financial customs brokerage services; Financial information and advisory services; Financial management; Financial valuations; Information, advisory, consultancy and financial research services relating to finance and investments; Insurance brokerage services; Internet banking services; Payment processing services, namely, credit card and debit card transaction processing services; Providing a web site featuring the ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments posted by users; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; Provision of financial information; Provision of information and data concerning stock exchanges; Provision of stock market information; Real estate agency services; Real estate consultancy; Real estate valuation services; Real property reappraisal services; Telecommunications air time brokerage services; Travelers' check issuance